What is Pension Release?

How Pension Release can help you

Pension Release or "unlocking" is the process where you take money from your pension before your normal retirement age.
You can take up to the maximum cash available (tax free) with an income, or you could invest the remaining fund for when you retire.

As you maybe aware, taking any of your pension benefits early is likely to reduce your income at retirement. Therefore, pension release is only suitable for a very limited number of people and circumstances and should not be seen as an easy option for raising cash. This is because a pension is designed to provide you with benefits when you retire.

How much can I release?

It is important that we establish how much money you actually need, as you do not have to take the maximum cash available. As the circumstances surrounding all pensions differ, we will need to make a detailed analysis of your pension(s) before we can tell you whether you can release enough money to achieve you objective. If required, we will also inform you of the maximum cash and income available to you.

How do I begin?

Simply complete the Free Information Pack form. If you qualify you will receive your FREE, no obligation, guide to Pension Release which will answer any questions that you may have. This pack will include the forms that we require you to complete and return to us if you wish to proceed with your enquiry.

Alternatively, you can download the forms after you complete the enquiry process. This will increase the speed at which your enquiry is processed.